Renovation & energy
Mijn VerbouwPremie
Flemish support for renovation and energy-saving work. Eligible work and amounts depend, among other things, on your income category and building.
Since 1 March 2026, owner-occupiers in income categories 1 and 2 can only apply for a grant for a heat pump or heat-pump water heater, until 31 December 2027. Categories 3 and 4 retain eligibility for a wider range of work.
Changes for private landlords have been announced for 2027. These rules are not yet final; do not treat the announced support as an awarded grant in your budget.
Financing
Mijn VerbouwLening
If you meet the conditions, a loan of €4,000 to €60,000 is available for work improving housing quality or energy performance, with a term of up to 25 years. The interest rate depends on your situation. This is a loan that must be repaid.
Apply before work starts, using quotations no more than six months old. Invoices predating the application are not eligible. Your Energiehuis also assesses your repayment capacity. A grant for the same financed work is used to repay the loan.
Living at home for longer
Flemish home adaptation grant
Adapting a home for a resident aged 65 or over? The adaptation grant may help with work improving accessibility or installing technical aids.
Conditions apply to the applicant, home and work. The same portion of an invoice cannot be used for both this grant and Mijn VerbouwPremie.
VAT on renovation
When can 6% VAT apply?
Renovation of a home meeting the minimum age requirement of ten years may qualify for 6% VAT under certain conditions. After the work, more than 50% of the home must be used privately, and the work must relate at least partly to that private portion. The nature of the work and invoicing to the end user also matter.
Materials you buy yourself and architectural services are subject to 21% VAT. Not every supply or installation qualifies for the reduced rate either. Have the applicable rate checked on your quotation.
